CM Mangala Animal Insurance Scheme: Free Cover for 21 Lakh Animals

The Rajasthan government has taken a significant step toward empowering its rural farming community by launching the CM Mangala Animal Insurance Scheme. This innovative scheme aims to provide financial security to livestock farmers by offering free insurance for their animals. With 21 lakh animals, including cows, buffaloes, goats, sheep, and camels, covered under this scheme, the initiative promises to reduce the financial burden of unexpected livestock losses.

Livestock farming is a crucial source of livelihood for small-scale and marginalized farmers in Rajasthan. However, animal deaths or illnesses can lead to significant financial setbacks. To address this issue, MMPBY ensures that farmers receive adequate compensation for their losses. This blog delves into the scheme’s objectives, benefits, application process, claim procedure, and everything else you need to know to make the most of this opportunity.

Objectives of the Scheme

The Mukhyamantri Mangala Pashu Bima Yojana was launched with the following primary objectives:

1. Financial Security

Farmers often face economic challenges when their livestock falls sick or dies. This scheme offers a safety net by providing monetary assistance, ensuring that farmers do not suffer financial hardships.

2. Promoting Animal Husbandry

The initiative is designed to boost confidence among livestock farmers. By mitigating risks, the scheme encourages them to invest more in their businesses and expand their herds without fear of financial loss.

3. Social Security

Small-scale farmers and those belonging to marginalized communities are particularly vulnerable to economic instability. This scheme acts as a shield, safeguarding their livelihood and ensuring they can continue their farming activities.

Key Benefits of MMPBY

The scheme offers multiple benefits that directly impact the lives of livestock farmers in Rajasthan:

  1. Free Insurance Coverage: Farmers don’t have to bear any financial cost to insure their animals. The government provides the coverage entirely free of charge.
  2. Wide Coverage: The scheme includes various livestock such as cows, buffaloes, goats, sheep, and camels, which are common among rural households.
  3. High Compensation Amount: The insured sum ensures that farmers receive adequate financial assistance in case of loss.

Also Read: Bijli Bill Mafi Yojana

Sum Assured and Eligibility

Sum Assured

The compensation amounts provided under the scheme are as follows:

  • Cows and Buffaloes: ₹40,000 per animal
  • Sheep and Goats: ₹4,000 per animal
  • Camels: ₹40,000 per animal

Eligibility Criteria

To be eligible for the program, farmers must fulfill several requirements:

CriteriaDetails
ResidencyApplicants must hold a Jan Aadhar Card or a Gopal Credit Card.
Animal Limits per Family– Maximum of 2 milch animals (cows or buffaloes). – Up to 10 goats, 10 sheep, or 1 camel.
Age of AnimalsCows: 3 to 12 years – Buffaloes: 4 to 12 years – Goats (female): 1 to 6 years – Sheep (female): 1 to 6 years – Camels: 2 to 15 years

By adhering to these guidelines, farmers can ensure their animals are eligible for insurance under the scheme.

Application Process

The process to apply for MMPBY is straightforward and designed to minimize hassles for farmers. Follow the steps below to get started:

Step 1: Online Registration

  1. Visit the Official Website: Start by visiting the MMPBY portal.
  2. Create an Account: If you are a new user, register by providing your details such as name, address, and contact information.
  3. Fill Out the Application Form: Provide the required information, including your Jan Aadhar number, animal details, and other necessary data.

Step 2: Upload Documents

Make sure the following files are prepared for upload:

  • Jan Aadhar Card: Proof of identification and residency.
  • Animal Tag Certificate: Verifies ownership of the animal.
  • Gopal Credit Card: If applicable.

Step 3: Submit the Application

  1. Review all the details carefully.
  2. Submit the form online.
  3. Save the reference number generated after submission for tracking the application status.

Claim Process

In the unfortunate event of your insured animal’s death, you can file a claim by following these steps:

1. Immediate Reporting

Notify the insurance department about the incident as soon as possible. Timely reporting ensures a smoother claim process.

2. Verification and Veterinary Check

An insurance representative will conduct a survey, and a veterinarian will perform a post-mortem examination to verify the claim.

3. Claim Settlement

After completing the verification process, the claim amount will be disbursed to your account within 21 working days.

Why MMPBY is a Game-Changer for Livestock Farmers

The Mukhyamantri Mangala Pashu Bima Yojana is more than just an insurance scheme—it’s a lifeline for farmers in Rajasthan. Livestock is often a farmer’s most valuable asset, and any loss can severely impact their livelihood. By providing free insurance, the Rajasthan government ensures:

  1. Economic Stability: Farmers can recover financially from unexpected losses.
  2. Encouragement for Youth: Young farmers are motivated to take up animal husbandry as a viable livelihood option.
  3. Community Development: The scheme fosters overall economic growth in rural areas.

Challenges and Future Prospects

While the scheme is a commendable effort, its success depends on effective implementation. Challenges such as lack of awareness among farmers, delays in claim settlement, and bureaucratic hurdles must be addressed.

The government can further enhance the scheme by:

  1. Conducting awareness drives to ensure all eligible farmers are informed.
  2. Implementing digital platforms for faster claim processing.
  3. Expanding coverage to include more animals and regions.

Conclusion

To shield livestock farmers from financial hardship, the Rajasthani government launched the historic Mukhyamantri Mangala Pashu Bima Yojana. By insuring 21 lakh animals at no cost, the scheme strengthens the backbone of the rural economy. Its focus on financial security, social welfare, and the promotion of animal husbandry ensures a brighter future for farmers across the state.

If you are a livestock farmer in Rajasthan, this scheme offers a valuable opportunity to safeguard your livelihood and secure your future. Apply now to benefit from this remarkable initiative!

FAQs

What is the purpose of the Mukhyamantri Mangala Pashu Bima Yojana?

The scheme aims to provide financial security to livestock farmers by insuring their animals free of cost, covering risks like illness or death.

Who is eligible to apply for this scheme?

Farmers with a Jan Aadhar Card or Gopal Credit Card can apply. Each family can insure up to 2 milch animals, 10 goats, 10 sheep, or 1 camel.

How can I track my application status?

You can track your application status using the reference number provided after submitting your application on the official MMPBY website.

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